Insurance

khool · 02-11-2008, 09:58 AM

How much are people paying for insurance, and with what carrier?

My e90 is coming in this week. I was quoted ~1500 a year for 250/500k, 500 deductible with Traveler's. 28, married, zero points.

Hopefully come April 1 we can all reduce rates.

khool · 02-11-2008, 10:05 AM

Quote:

Originally Posted by khool

How much are people paying for insurance, and with what carrier?

My e90 is coming in this week. I was quoted ~1500 a year for 250/500k, 500 deductible with Traveler's. 28, married, zero points.

Hopefully come April 1 we can all reduce rates.

I should add that I'm in Massachusetts. Really interested in hearing what other folks are getting in this state.

blueaudi18 · 02-11-2008, 12:31 PM

aroound 1900... full coverage, 500 deductible with commerce.. 24, single, 4points

Brunotheboxer · 02-11-2008, 03:10 PM

i couldn't tell you what i pay, i dont really know but i have plymouth rock insurance if you want to know.

Mr. BMW · 02-12-2008, 11:38 AM

All depends where you live. the closer to Boston you are the more you will pay.

I use Safety Insurance but I don't recall how much mine is. I have a $1000 deductible that reduces the premium a bit and I'm a step 9 which also helps.

blueaudi18 · 02-12-2008, 11:48 AM

there is a new point system now.
step 9 in now 0 i think.

Quote:

Originally Posted by Mr. BMW

All depends where you live. the closer to Boston you are the more you will pay.

I use Safety Insurance but I don't recall how much mine is. I have a $1000 deductible that reduces the premium a bit and I'm a step 9 which also helps.

Kev · 02-12-2008, 06:20 PM

was paying 2500 for the Merc, now it's about 1500, 27, married, 0 points, but only 3 years history in MA.

carrabassett786 · 02-12-2008, 10:33 PM

Damn, you're paying a ton.
I'm young (and the primary driver on the car), have comp. on my car and pay about $650 a year ($317 per 6 months I think) $500 ded.
325xi Maine, USAA. (I understand Maine is different based on ZIP and thefts, but i live in Portland haha)
Multiple car, homeowners discount, good student discount, no violations/accidents, but the big ones come from telling them I have BMW assist, F,S and curtain airbags and ABS, etc...

I still need to install that alarm...

Kev · 02-12-2008, 11:26 PM

Quote:

Originally Posted by carrabassett786

Damn, you're paying a ton.
I'm young (and the primary driver on the car), have comp. on my car and pay about $650 a year ($317 per 6 months I think) $500 ded.
325xi Maine, USAA. (I understand Maine is different based on ZIP and thefts, but i live in Portland haha)
Multiple car, homeowners discount, good student discount, no violations/accidents, but the big ones come from telling them I have BMW assist, F,S and curtain airbags and ABS, etc...

I still need to install that alarm...

MA's price is jacked up because you have to go through insurance agents and need your agent to help you renew your registration. This tends to jack up the cost. I was paying less than a grand for a full year when I was in college / grad school in Madison, WI.

D0WNxiSH1FT · 03-01-2008, 09:35 AM

New Mass insurance deregulation is coming in 2008 which will help to lower insurance!

tambo916 · 03-05-2008, 08:43 PM

Quote:

Originally Posted by khool

How much are people paying for insurance, and with what carrier?

My e90 is coming in this week. I was quoted ~1500 a year for 250/500k, 500 deductible with Traveler's. 28, married, zero points.

Hopefully come April 1 we can all reduce rates.

Try Amica. They have great customer service and good rates.

Icedog_16 · 03-06-2008, 09:48 AM

Quote:

Originally Posted by Kev

MA's price is jacked up because you have to go through insurance agents and need your agent to help you renew your registration. This tends to jack up the cost. I was paying less than a grand for a full year when I was in college / grad school in Madison, WI.

The rates there are not because of using an agent. It's because MA sets the rates for the companies, thus, no competition. FWIW, WI is dirt-cheap for insurance, so you're really comparing apples to oranges. And if WI's your measuring stick, you'd gag if you moved to Miami.

iceberq · 03-06-2008, 10:15 AM

Safety Insurance, $3700/year. Shoot me

21 year old / single college student / Canadian citizen (non-US resident) / living in Brookline / first car and have had license for just over a year

GreenThree · 03-06-2008, 11:22 AM

Quote:

Originally Posted by iceberq

Safety Insurance, $3700/year. Shoot me

21 year old / single college student / Canadian citizen (non-US resident) / living in Brookline / first car and have had license for just over a year

Holy SH

I am paying $840/yr

ejheverest · 03-18-2008, 11:01 AM

SAFECO INSURANCE Co., NH residence, 100/300k, and 100/500 deduct. i pay 103/mo. for my E90.(i remember when i paid 2500.yr. for my 1991 gmc jimmy, and had mass. plates) no accidents, tickets.

LuisBoston · 03-18-2008, 11:18 AM

Quote:

Originally Posted by D0WNxiSH1FT

New Mass insurance deregulation is coming in 2008 which will help to lower insurance!

That depends on where you live. My insurance is going up even though im going from step 3 to step 2!!! Im 29 and single. Will be $1950 per year when I renew in May, though I might investigate Plymouth Rock.

Bastids!

daixloxbmw · 03-26-2008, 01:23 PM

i live in quincy, 26, single, primary (only) driver, 98 sdip and i got $1550/year with liberty mutual for full coverage with $300 deductible and rental car coverage.

TheLegacy · 03-26-2008, 02:04 PM

1 accident 4ish yrs ago.
NY
around 1200, no points (in NY lol), discount for alarm and EMT (EVOC, emergency vehicle operator course)

but i'm on a family plan where its my family together but each car is separately quoted. A tad less expensive that way

02-11-2008, 09:58 AM	#1
khool New Member 2 Rep 22 Posts Drives: 328xi Join Date: Feb 2008 Location: New England iTrader: (0)	Insurance How much are people paying for insurance, and with what carrier? My e90 is coming in this week. I was quoted ~1500 a year for 250/500k, 500 deductible with Traveler's. 28, married, zero points. Hopefully come April 1 we can all reduce rates.
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02-11-2008, 12:31 PM	#3
blueaudi18 Colonel 296 Rep 2,687 Posts Drives: e92 08' 335i , mb sl500 Join Date: Oct 2007 Location: boston iTrader: (25)	aroound 1900... full coverage, 500 deductible with commerce.. 24, single, 4points __________________ POSTED WITH APOLOGIES FOR POOR SPELLING, GRAMMAR AND SENTENCE STRUCTURE Poor Man's M3
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02-11-2008, 03:10 PM	#4
Brunotheboxer Colonel 371 Rep 2,984 Posts Drives: 2014 Shelby GT500. Join Date: Jan 2006 Location: Boston/Cape Cod iTrader: (0)	i couldn't tell you what i pay, i dont really know but i have plymouth rock insurance if you want to know. __________________ "...I maybe drunk, but you're ugly, and I can sober up..."
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02-12-2008, 11:38 AM	#5
Mr. BMW Major 261 Rep 1,389 Posts Drives: 2012 E92 M3 Join Date: Feb 2006 Location: MA iTrader: (0) Garage List 2012 M3 [0.00] 2006 330i [0.00] 2018 Jeep Grand Che ... [0.00]	All depends where you live. the closer to Boston you are the more you will pay. I use Safety Insurance but I don't recall how much mine is. I have a $1000 deductible that reduces the premium a bit and I'm a step 9 which also helps. __________________ 12 M3 Interlagos Blue/Black 18 Jeep Grand Cherokee (Yeah, it's got a HEMI) 21 X3 Silver/Black(Wife's) 06 330i Monaco Blue/Black (retired) 02 X5 3.0 Topaz Blue/Black (retired)
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02-12-2008, 06:20 PM	#7
Kev Critical Care Anesthesiologist 481 Rep 8,828 Posts Drives: SMB F83 Join Date: Aug 2006 Location: Seattle, WA iTrader: (24) Garage List 2009 Porsche 911 Ca ... [9.50]	was paying 2500 for the Merc, now it's about 1500, 27, married, 0 points, but only 3 years history in MA. __________________ kev { divinum est sedate dolorem } "your friendly neighborhood critical care anesthesiologist"
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02-12-2008, 10:33 PM	#8
carrabassett786 Lieutenant 13 Rep 508 Posts Drives: 11 328i Join Date: Dec 2006 Location: Ponte Vedra Beach, FL iTrader: (0)	Damn, you're paying a ton. I'm young (and the primary driver on the car), have comp. on my car and pay about $650 a year ($317 per 6 months I think) $500 ded. 325xi Maine, USAA. (I understand Maine is different based on ZIP and thefts, but i live in Portland haha) Multiple car, homeowners discount, good student discount, no violations/accidents, but the big ones come from telling them I have BMW assist, F,S and curtain airbags and ABS, etc... I still need to install that alarm... __________________ E90 328i Space Gray/Chestnut ZMP 2MF ZP2 ZV2 ZCV ZCW-washers HK SAT 3rd Pedal ED 2011.10.10 E90 325xi BSM/Terra ZSP ZPP ZCW Adaptive Xenons SAT 3rd pedal Gone E53 X5 3.0i Black Sapphire/Truffle ZPP ZCW ZRC Xenon Nav
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03-01-2008, 09:35 AM	#10
D0WNxiSH1FT Spooling 4 Rep 128 Posts Drives: 2008 Subaru WRX Join Date: Feb 2008 Location: Westchester Cnty, NY iTrader: (0)	New Mass insurance deregulation is coming in 2008 which will help to lower insurance!
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03-06-2008, 10:15 AM	#13
iceberq Smurfin 8 Rep 211 Posts Drives: 02 LSB M3 Join Date: Jan 2008 Location: Boston iTrader: (0)	Safety Insurance, $3700/year. Shoot me 21 year old / single college student / Canadian citizen (non-US resident) / living in Brookline / first car and have had license for just over a year __________________
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03-18-2008, 11:01 AM	#15
ejheverest First Lieutenant 25 Rep 395 Posts Drives: E90 SG 330i Join Date: Nov 2006 Location: Mass, NH, Maine, Virginia iTrader: (0)	SAFECO INSURANCE Co., NH residence, 100/300k, and 100/500 deduct. i pay 103/mo. for my E90.(i remember when i paid 2500.yr. for my 1991 gmc jimmy, and had mass. plates) no accidents, tickets. __________________ SOLD......E90 SG, ColdWeather Pckg, Sport Pckg, Logic7,H R Sports, Rogue Ikon, M sport shift knob/boot
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03-26-2008, 01:23 PM	#17
daixloxbmw Lieutenant 141 Rep 571 Posts Drives: Corvette Grand Sport Join Date: Mar 2007 Location: USA iTrader: (0)	i live in quincy, 26, single, primary (only) driver, 98 sdip and i got $1550/year with liberty mutual for full coverage with $300 deductible and rental car coverage.
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03-26-2008, 02:04 PM	#18
TheLegacy Gangsta status 76 Rep 973 Posts Drives: 2002 E39 M5, heavily modded Join Date: May 2007 Location: Shibuya Tokyo, Rockland NY, Killeen TX iTrader: (0)	1 accident 4ish yrs ago. NY around 1200, no points (in NY lol), discount for alarm and EMT (EVOC, emergency vehicle operator course) but i'm on a family plan where its my family together but each car is separately quoted. A tad less expensive that way __________________ -TheLegacy JDM-EDM-TT-V8-GANGSTA ALL THE WAY Modded "Ready for the Apocalypse"
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