[justinnum1]

62% base residual / .00195 money factor (with tier 1 credit)

Holy shit!

Saw this on another forum, posted by a bmw salesman...that would mean 65% for 10k miles. I am one happy sob right now

[M.Suka]

I can confirm this, my salesman told me the same thing a hour ago.

[justinnum1]

but i would expect a slightly higher money factor, prob close to 5%

[M.Suka]

my salesman told me he just did a lease for a highly optioned 2012 328i (over 47000) for 1800 down 520 a month taxes included.

[justinnum1]

Originally Posted by msuka

my salesman told me he just did a lease for a highly optioned 2012 328i (over 47000) for 1800 down 520 a month taxes included.

what money factor was he using? my car is 42K, so im trying to get a close estimation...65% residual for 10K miles.

[M.Suka]

Not sure it was a literally a 2 min conversation, but by the time I go back there should be more details out by then, I too am looking at picking up a 328i at around 42K.

[justinnum1]

Originally Posted by msuka

Not sure it was a literally a 2 min conversation, but by the time I go back there should be more details out by then, I too am looking at picking up a 328i at around 42K.

yea, my lease should be around 475-500

[Eric500]

I'm a little new to this, what does the 65% and the money factor mean?

[justinnum1]

Originally Posted by eric145472

I'm a little new to this, what does the 65% and the money factor mean?

Means better lease rates

[bmw-nj]

What's the 335 residual

[justinnum1]

Originally Posted by bmw-nj

What's the 335 residual

same i think

[matt_435xi]

Originally Posted by msuka

my salesman told me he just did a lease for a highly optioned 2012 328i (over 47000) for 1800 down 520 a month taxes included.

money factor?

[justinnum1]

i think the mf might be .00195

[bmw-nj]

And can you still lower the mf with multiple security deposits?

[pcbrew]

Yes, up to 7 MSDs reduce by .00049

[bmw-nj]

Originally Posted by pcbrew

Yes, up to 7 MSDs reduce by .00049

Thanks.
I suggest going that rate and putting 0 down for everyone planning on leasing.

I did the MSD's with my 2011 Z4 and it saved me about $50 a month.

[lbccpt]

Originally Posted by bmw-nj

Thanks.
I suggest going that rate and putting 0 down for everyone planning on leasing.

I did the MSD's with my 2011 Z4 and it saved me about $50 a month.

you said up to 7? so how much $ can you put down each and why can't you just do 1 big deposit ?

[justinnum1]

Originally Posted by lbccpt

you said up to 7? so how much $ can you put down each and why can't you just do 1 big deposit ?

I think each security deposit is $50c closest to your mothly payemt


ie, if your monthly payment is 620, 7 secruity deposits would be 4200

[pcbrew]

Originally Posted by lbccpt

you said up to 7? so how much $ can you put down each and why can't you just do 1 big deposit ?

It ends up being 1 big payment.

Each security deposit of monthly payment rounded UP to the next higher $50 increment gives 0.00007 reducitn in your MF, up to 7 of those.

So if your payment is $555, round up to $600 and multiply by 7 ($4200).

(Not sure if payment amount to get MSD amount is calculated first with std MF or if you calculate with the MSD reduction...)

[skooba]

Money factor is .00195

[justinnum1]

Originally Posted by skooba

Money factor is .00195

yea, thats what i heard, a little high, prob one of the reasons residuals are as high as they are

[matt_435xi]

thanks for all the great info! i have found that the residuals reported on bimmerpost are accurate, but the MF is different based on the dealership's discretion? how do i convince a dealership that they are marking the MF up, when i feel i have the facts from bimmerpost?