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      11-14-2005, 06:05 PM   #1
e30klassic
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What's your best rate ??

Just wondering what are the best finance rate out their that i can get ? I'm putting 50% down for my 325i...........
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      11-14-2005, 06:37 PM   #2
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50%?!?! I couldn't stomach putting that much liquidity into a depreciating asset. But I'm weird, I'll lay down huge monthlies to keep my cash in the bank.

I got 5.45, but I locked in the loan before the fed raised rates. Same bank now is offering 6.2.
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      11-14-2005, 06:40 PM   #3
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wondering what BMW na's offering ? 6.5% ?
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      11-14-2005, 06:49 PM   #4
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Quote:
Originally Posted by e30klassic
Just wondering what are the best finance rate out their that i can get ? I'm putting 50% down for my 325i...........
What is the term? My local credit union has 24 months at 3.75%, 4.25% for 36 mth, 4.5% for 48 mth, 4.75% for 60 mth, 5% for 72 mth.

Also consider putting less money down if you think you can get a better return on that money than your interest rate.
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      11-14-2005, 07:46 PM   #5
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Quote:
Originally Posted by e30klassic
Just wondering what are the best finance rate out their that i can get ? I'm putting 50% down for my 325i...........
Nice! I put 50% down as well. My rate is 4.49% fixed over 5 years with no penalty on early principal payments. I should have the car paid off in less than three years.

BTW, BMW offered me 6.25% for the same loan, I borrowed elsewhere.
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      11-14-2005, 08:08 PM   #6
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Any suggestions or who should i call or web ?? Thanks for all the help.
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      11-14-2005, 08:19 PM   #7
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Quote:
Originally Posted by e30klassic
Any suggestions or who should i call or web ?? Thanks for all the help.
Check other banks, credit unions, etc.
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      11-14-2005, 08:30 PM   #8
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I had a blank check at 4.9% from my credit union (60 month). I showed it to the dealer and they came back at 4.6% using Sun Trust Bank
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      11-15-2005, 10:01 AM   #9
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Thank u GA, I will give them a call for 4.6%.........
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