payment is $1425 124795 msrp
black sapphire metallic on shakir orange. car currently has 17xx miles
36 month lease 10k miles per year
located in NY, NY
917-714-4497
please let me know if anyone is interested.
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03-06-2025LAST POST
payment is $1425 124795 msrp
black sapphire metallic on shakir orange. car currently has 17xx miles
36 month lease 10k miles per year
located in NY, NY
917-714-4497
please let me know if anyone is interested.
Black Sapphire/Sakhir Orange
MSRP: 118,695
Discount: $4500 on vehicle and $1500 rebates/incent = $6000
Adjusted Cost: $112,695
Money Factor: .00118...I think.
Lease Term: 36/12k
DP: $14,760 (7 MSDs-$11,500-ish, Doc/Acq/Tax/First Paymnt)
Any thoughts? Some of the numbers don't seem to make sense on the info I was given, but probably confusing on purpose. Thx!
chrisk03 wroteBuy-rate (base) money factor is .00099 in July. May change in August. I've got some better deals I can shoot you for comparison. The 7 MSD's is crazy given how little it makes the monthly budge. I'd push for double the discount. 7%+ is doable on the $123K MSRP F95s based on my research. Also, roll w/ the 36/10k to get the residual up. Cheaper to buy miles later than include them in the monthly. If I were you, I'd drop the MSDs, keep that $11K. Verify the money factor. Probably better deals around (or at least equal) for a bit more car.Looking at lease on X5MC. Quote of $1660/mo:
Black Sapphire/Sakhir Orange
MSRP: 118,695
Discount: $4500 on vehicle and $1500 rebates/incent = $6000
Adjusted Cost: $112,695
Money Factor: .00118...I think.
Lease Term: 36/12k
DP: $14,760 (7 MSDs-$11,500-ish, Doc/Acq/Tax/First Paymnt)
Any thoughts? Some of the numbers don't seem to make sense on the info I was given, but probably confusing on purpose. Thx!
Alan
Thanks
Jc360 wroteThey don't do apr for leases. So that's already wrong. I'm assuming their residual is wrong then too. Probably want to find a different dealer.Hi can someone confirm the lease rates for a 2021 x5m? My dealer is saying a 2.38 apr and a 52% residual for 36 months 10k miles?
sittingmongoose wroteDivide by 2400 to get the MFThey don't do apr for leases. So that's already wrong. I'm assuming their residual is wrong then too. Probably want to find a different dealer.
2.38/2400 = .00099 MF
To get the interest rate on a lease multiply by 2400
Jc360 wroteThey are not allowed to alter the residual, that is set by the bank. They are giving you buy rate on the lease at .00099 MFHi can someone confirm the lease rates for a 2021 x5m? My dealer is saying a 2.38 apr and a 52% residual for 36 months 10k miles?
Salespunk wroteI was not aware of that. Thanks!sittingmongoose wroteDivide by 2400 to get the MFThey don't do apr for leases. So that's already wrong. I'm assuming their residual is wrong then too. Probably want to find a different dealer.
2.38/2400 = .00099 MF
To get the interest rate on a lease multiply by 2400
My dealer who I’ve bought many bmws from is offering me this deal. I like my salesman a lot and I want to do the deal with him but I want to make sure I’m getting the best deal as I’ve been super loyal over the years.
Thanks all!
What does the math look like on a lease vs finance vs purchase cash and sell three years later?
Obviously each has its own positives and negatives, but what's the smart money move?
Does your answer basically carry over to any car purchase? I've purchased all my cars cash and sometimes I recoup a good amount of my initial acquisition price, sometimes not. In most cases it's less than the cost of a lease but add the maintenance and it's probably an even wash.
Thoughts?
