TurtleBoyTurtleBoy wroteAs mentioned above, get some more quotes so you can compare pricing. Here are some sources for BMW pricing: Jeff Steel at jeff.steel@passportauto.com (gets very busy),Cody Bowman at cody.bowman@galleriabmw.com(no longer recommended due to paperwork discrepancies, make sure to verify all coverage and vehicle information is accurate and you understand what coverage you are purchasing), Erin Turner at erin.turner@bmwofmurray.com, Daniel Kim at dkim@saffordauto.com and the staff fromGOLFFRR 's place at vipfinance@bmwofcamarillo.com
If you want or need to go third-party then I would recommend going with Trenton atHighline-Autos.com tgibson@highline-autos.com, he has provided great pricing and service to many of our members.
You will also want to ask for the contract from Zurich so you can review the coverage and verify what you are being told.
miloplays wroteMy advice is to verify the information on the contract and make sure it matches what you sent him for a quote. I have now seen 6 instances where the mileage that the people sent him does not match what he is putting on the contract. This has been for both Fidelity and BMW VSC's. I can see him making a mistake or two but since people are still PM'ing me with the differences they find I can only assume he is doing it on purpose in order to offer a lower price. As long as it isn't caught I guess the people won't be hurt but personally I would want the correct information on the contract. Once you have paid for it then you will also want to contact Safe-Guard (or Fidelity) and verify coverage.I'm curious as to your earlier comment regarding Cody - relative to his paperwork discrepancies. He's offered me a very competitive BMW warranty (additive) for my 2023X5 45e. Thanks
TurtleBoy wroteI will say that I worked with Ava at Galleria (same office as Cody), and she specifically double checked the miles over the phone for my BMW extended warranty. She asked twice: once for the initial quote, and then again for the exact current miles when actually entering in the paperwork.My advice is to verify the information on the contract and make sure it matches what you sent him for a quote. I have now seen 6 instances where the mileage that the people sent him does not match what he is putting on the contract. This has been for both Fidelity and BMW VSC's. I can see him making a mistake or two but since people are still PM'ing me with the differences they find I can only assume he is doing it on purpose in order to offer a lower price. As long as it isn't caught I guess the people won't be hurt but personally I would want the correct information on the contract. Once you have paid for it then you will also want to contact Safe-Guard (or Fidelity) and verify coverage.
BruinEd03 wroteGreat Data point. I Purchased from Cody my VSC & can't be happier with the Fantastic pricing I purchased it at, lower then any of the other dealers that came back to me with quotes from the forum(One never did but I guess he's real busy).I will say that I worked with Ava at Galleria (same office as Cody), and she specifically double checked the miles over the phone for my BMW extended warranty. She asked twice: once for the initial quote, and then again for the exact current miles when actually entering in the paperwork.
TurtleBoy wroteMy advice is to verify the information on the contract and make sure it matches what you sent him for a quote. I have now seen 6 instances where the mileage that the people sent him does not match what he is putting on the contract. This has been for both Fidelity and BMW VSC's. I can see him making a mistake or two but since people are still PM'ing me with the differences they find I can only assume he is doing it on purpose in order to offer a lower price. As long as it isn't caught I guess the people won't be hurt but personally I would want the correct information on the contract. Once you have paid for it then you will also want to contact Safe-Guard (or Fidelity) and verify coverage.
msdontplay01 wroteI purchased a CPO 2023 X3 x30i yesterday with 9,034 miles on the odometer. It has spec'd out with the M Sport, premium, and convenience packages. The finance manager initially tried to sell me a $3K platinum VSC warranty for 8 years/100K miles. I told him that was way overpriced. He then went down to $2.5K. I told him that was still too much. He then told me he could give me his best discount at $1,989. I told him deal. This was a very low mileage lease return but I figured since I plan on keeping this vehicle for 5 years it was well worth paying just under $2K for a plan that will keep the X3 warrantied until 2031 due to major repairs being so expensive. Once the warranty runs out then, I will consider selling or trading.
miloplays wroteSure. I'm in the Nashville area but purchased my 2023 CPO X3 from BMW of Chattanooga since they had the vehicle I was interested in.Can you tell me which dealership you purchased your VSC from? I tried to PM you but wasn't able to... Thanks
GOLFFRR wroteThis!So it's always best to take what other post with a slight grain of salt. Thats why its always best when you compare quotes you are doing so based off your specific situation and also make sure the terms are the same
Neo1010 , 
XDrive_Girl and TurtleBoy in posts 374 through 379. Does current VSC (or Fidelity Platinum) cover wear & tear items, like brake pads, rotors and spark plugs? I was sure that the answer is no, but it seems (based on your discussion) that it actually does? What's the point of Ultimate Care+ then, just to get labor for free?crumik wroteWelcome to the forum. The VSC absolutely does not cover wear and tear maintenance items. The discussion we were having was not regarding maintenance but rather covered parts failing due to wear.There is one aspect that makes me super confused though - mostly related to the discussion between
crumik wroteYes, getting an extended warranty rarely makes financial sense. Where it can provide value is in the peace of mind knowing that if a covered part fails then you don't have to pay for it.Thank you for such a quick answer. In this case, spending $3300 on a 7yr extended warranty for someone that drives very little and has enough money saved makes little sense (focusing only on numbers and probabilities). Unless a person values peace of mind that is.
crumik wroteThere are two separate offerings: the Vehicle Service Contract and the Ultimate Care Plus.Thank you for a very useful thread. Got my X5 on April 4 and received very good help from Cody, referenced in this topic multiple times.
There is one aspect that makes me super confused though - mostly related to the discussion between
Just for context - I'm not driving a lot, probably less than 6,000 miles per year, meaning I will hit 42,000 miles in 7 years I intend to keep the car, or 48,000 if I keep it for 8 years. If VSC covers brake pads & rotors replacement, it's worth taking the extended warranty (VSC Platinum) for $3.3K (7yr / 60k miles), but if it's not covered, this would be close to wasting money, as the car probably won't experience serious issues before 60,000 miles or even later. It would be great to have a definite answer on that, thanks in advance.
crumik wroteYou also have other options, the Fidelity Platinum plan is available and that is offered up to a total of 11 years(on a new Bmw) so 7 Extra years on top of the Bmw Factory warranty. When I was looking at plans for my m60i it was an option along with the BMw VSC. I went through Cody Bowman and the pricing on the Fidelity Platinum plan for 11 years was also very good. That may be an option if your thinking about keeping it longer then 7 years w/ lower miles, etc. I believe You can buy it for any term length all the way up to 11 years.Thank you for such a quick answer. In this case, spending $3300 on a 7yr extended warranty for someone that drives very little and has enough money saved makes little sense (focusing only on numbers and probabilities). Unless a person values peace of mind that is.
TurtleBoy wroteExactly, I think for a lot of our warranty customers a couple repairs here and there + peace of mind that if something 'financially undoing' were to happen, it is not their responsibility. You don't have to rack up a repair bill higher than the cost of coverage to look back and say it was a good purchase, but everyone sees the value proposition differently.Where it can provide value is in the peace of mind knowing that if a covered part fails then you don't have to pay for it.
I have always recommended skipping the VSC/extended warranty but that said, I purchased one for my M50i because I bought it used. Had a purchased it new I would have skipped it. I probably should have anyways since it had low mileage and the maintenance records showed everything was done on time.
TurtleBoy wroteDamn that is good to know! Cody's quotes are excellent. Leaning toward the 10/100 Fidelity Platinum plan but I will be sure to double check the contract. I imagine BMW would be easily able to track how many miles were on the vehicle at the time the contract was signed so I would not want to risk this.My advice is to verify the information on the contract and make sure it matches what you sent him for a quote. I have now seen 6 instances where the mileage that the people sent him does not match what he is putting on the contract. This has been for both Fidelity and BMW VSC's. I can see him making a mistake or two but since people are still PM'ing me with the differences they find I can only assume he is doing it on purpose in order to offer a lower price. As long as it isn't caught I guess the people won't be hurt but personally I would want the correct information on the contract. Once you have paid for it then you will also want to contact Safe-Guard (or Fidelity) and verify coverage.
OklaBimmerN00B wroteJust to add to this, the Bmw VSc and the Fidelity Plan have nothing to do with each other as there completely separate entities. I'm not sure what Bmw then may have to do with anything if your going with the longer term Fidelity Platinum plan(Unless I misunderstood what you wrote?). The Fidel Plat plan looks great if you need 10 or 11(6-7 additional) years at a very good price through Cody.Damn that is good to know! Cody's quotes are excellent. Leaning toward the 10/100 Fidelity Platinum plan but I will be sure to double check the contract. I imagine BMW would be easily able to track how many miles were on the vehicle at the time the contract was signed so I would not want to risk this.
OklaBimmerN00B wroteCorrect, this goes for all coverage and administrators. Unfortunately it probably wouldn't be uncovered until the coverage goes to be used and repairs are needed.I imagine BMW would be easily able to track how many miles were on the vehicle at the time the contract was signed so I would not want to risk this.
Neo1010 wroteSorry yes, I realize my post was worded very convolutedly! What I meant to say was that regardless of if it's a BMW or Fidelity warranty that either party would be able to verify the mileage at the time the contract was acquired (since either one would probably try to get out of paying a claim especially if it was a high dollar amount which isn't too hard with BMWs). That's definitely not reassuring that other folks have had that issue with the mileage discrepancy but I'll be sure to do my due diligence before signing.Just to add to this, the Bmw VSc and the Fidelity Plan have nothing to do with each other as there completely separate entities. I'm not sure what Bmw then may have to do with anything if your going with the longer term Fidelity Platinum plan(Unless I misunderstood what you wrote?). The Fidel Plat plan looks great if you need 10 or 11(6-7 additional) years at a very good price through Cody.
So, just check your paper work and make sure mileage, etc is accurate as all of us should be doing that no matter what. I had no issues with my paperwork as have many others and easily received the best price from Cody. Very happy to have purchase my warranty from him as it saved me a very good amount of $$$.
